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Student loan debt has surpassed credit card debt and is now ranked #2 in terms of debts that Americans are holding, second only to mortgage debt.

Regardless of your financial concerns, at Cambridge Credit Counseling, we’ve got you covered.It doesn’t give consumers the resources they need so that they don’t have to rely on credit and can begin to build a healthy financial future. For example, when consumers get on a longer repayment schedule, they end up paying more over time, even if the interest is lowered some too.And, some forms of consolidation are extremely risky.They usually build an even more towering mountain of debt in just a few years because they didn’t change their spending habits.Bill consolidation is the process of combining multiple credit accounts into one loan.Consolidated credit companies, like credit counseling agencies, usually point consumers at debt-relief options like a debt management program, debt settlement, a debt consolidation loan and, in extreme situations, bankruptcy.


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