One of the first things you’ll want to do is check your credit reports for accuracy.
An error on any of your credit reports could prevent you from qualifying for the debt consolidation help you need, so .
We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances.
Then you’ll only have one monthly payment: the loan, the credit card or the debt management plan.
Not only does that simplify your debt payments, it can also help you save money.
The best way to consolidate credit card debt — and whether consolidation will work for you at all — depends on your situation, so you might want to consult a non-profit credit counselor about your best options.
The following five tips can help you figure out which credit card consolidation strategy suits you best.